DR Secure Life Insurance

Adamjee Life Insurance Plan

UBL Omni on behalf of “Adamjee” Life brings to you “Adamjee Life Insurance Plan”, a unique Life insurance plan, designed to ensure the security of UBL Omni customers and their families & to provide a safety net in the crisis of breadwinner’s unfortunate demise. The coverage amount is paid to the beneficiary (remittance receiver) in case of any mishap. So hurry & subscribe now!

 

Ease of subscription

Customer will have the option of subscribing for insurance by simply sending Money from Omni Dukaan or from Omni account

Documentation

No Documentation is required to subscribe to Adamjee Life Insurance Plan. It is completely hassle free.

Medical Examination

No Medical Examination is required to avail this insurance

Subscription fee

You can get insured by paying a very nominal fee for OTC customers. It is completely free for Account holders. 

Premium for OTC customers

• Slab Start

  Slab End

  Insurance Premium for customer

  Max Sum Assured ( 6 multiple of the transaction amount)

• 1

  1000

  5

  6000

• 1001

  2500

  5

  15000

• 2501

  4000

  10

  24000

• 4001

  6000

  15

  36000

• 6001

  8000

  20

  48000

• 8001

  10000

  25

  60000

• 10001

  13000

  30

  78000

• 13001

  15000

  35

  90000

Features

• Coverage Type

Life Coverage for Accidental and Natural death
Terrorism protection
Complete coverage during riots & strikes

• Coverage Duration: 30 Days from the date following the remittance transaction
• Coverage Amount (Sum Assured): Six times the sending amount e.g. if you are sending PKR 10,000, you will be insured for an amount of PKR 60,000
• Multiple Policies: Customer can activate multiple policies under the maximum sum assured limit per CNIC
• Policy confirmation: Customer will get an Instant SMS from Omni that he has paid the premium to subscribe for the insurance. Within 24 hrs customer will receive SMS from the insurance company with the policy details.

Terms and Conditions 

• Age Limit: 18-59 years 
• Insured: Person sending the remittance amount will be insured
• Maximum sum insured: A sender can get insured for a maximum of Rs180,000 (per CNIC)
• In case of transaction revoke, policy and coverage continue
• Insurance is non-cancellable and non-transferable
• Beneficiary: In case of the unfortunate demise of the insured the coverage amount will be given to the remittance receiver. Beneficiary should be a CNIC holder. Beneficiary can only be: 
  • Spouse
  • Sibling
  • Parents
  • Children
• Exclusions: Suicide will not be covered

Claim Settlement

All Cases to be diverted to Adamjee Life 

• Beneficiary to contact Adamjee Life for claim
• Adamjee Life will guide with documentation requirements
  • NADRA and Hospital Death Certificates
  • Claimant Settlement
  • CNIC copy of deceased and beneficiary
  • If necessarily required Adamjee Life can ask for additional documentation to validate the claim before payment
• Beneficiary to send documents to Adamjee Life
• Upon complete document receiving, Adamjee Life will process the claim
• Adamjee Life shall deliver claim cheque to the beneficiary on the provided address

Helpline

For More information pls call Adamjee Life Helpline 021-111-115-433

E-certificate

Customer will be able to download  the Insurance e-certificate by visiting Adamjee Life website www.adamjeelife.com & entering his policy number.

FAQs

What is this insurance service?

Individuals sending money through UBL Omni Account and UBL Omni Dukaan network can get life insurance coverage of 6 times the remittance amount by paying a very nominal fee. The coverage amount is paid to the beneficiary (remittance receiver) in case of sender’s death during the coverage period 

Which insurance company is offering this service?

It’s Adamjee Life Insurance Company 

How will the policy be issued?

It is issued at the time of sending money from Agent location, SMS/IVR or Mobile App.

How many policies can be bought on one CNIC?

Customer can activate multiple policies under the maximum sum assured limit per CNIC

Can the policy be cancelled?

Policy is non-cancellable and non-transferrable

How will I know that I am enrolled for life Insurance?

Once you are successfully enrolled, we will send you an SMS confirming your enrollment 

Is there any medical exam required to be insured under Omni Adamjee Life Insurance plan?

No medical examination or form filling is required to avail insurance cover. 

Who's the insurance company providing this insurance?

Adamjee Life Insurance, a leading insurance company of Pakistan, is underwriting this Iife insurance

What are the exclusions? Or Under what conditions claim will not be payable?

Death due to suicide will not be payable by the Adamjee Life Insurance Company.

What is the claim process?

In the event of unfortunate death of the insured customer, please give an intimation simply calling 021-111-115-433A legitimate claim will be settled within 7 business days of submission of required documents

Who will get the claim in the event of my death?

Beneficiary who can  get the claim in the event of death can only be :

• Spouse
• Sibling
• Parents
• Children

How do I change my beneficiary?

You cannot change your beneficiary
*UBL Omni is only acting as a distributor / facilitator any further service for policy maintenance & claim filling should be directly dealt with Adamjee Life’s Head Office the Bank and is not responsible in any manner whatsoever to the customer, his/her beneficiary or any third party. (Adamjee Life is registered and supervised by Securities and Exchange Commission of Pakistan.)